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Individual insurance policies are designed to provide comprehensive protection for personal needs, ensuring that individuals are covered for various risks and uncertainties. We offer a wide range of flexible insurance options tailored to suit your unique circumstances, from health and life to auto and home coverage. Our policies give you the peace of mind knowing you’re protected against unexpected events, so you can focus on what matters most. Whether you’re securing your health, protecting your assets, or ensuring your future, we’ve got the right coverage to meet your needs.
We understand that selecting a Health insurance plan for yourself or your family is not an easy task.
At USecur Insurance Consultants we help you choose the best plan for you in your budget and requirements.
Health insurance provides you and your loved ones with a safety-net when you need it the most.
Health insurance protects you against unexpected or high healthcare expenses.
* Individual Medical
* Family floater
* Critical Illness Cover
* In patient
* Out Patient
* Maternity Cover
* Dental
Our goal is to relieve the stress of selecting an Insurance provider & the best health plan to turn it into a better experience.
The team at USecur Insurance Consultants are dedicated to make sure you have all the information to make an informed decision. Our staff ensures that you are not left in the dark with all aspects of your insurance policy.
The motor vehicle policies we offer are affordable, flexible, and yet comprehensive enough to make sure you always stay on the road. So, if you are looking for hassle-free insurance, look no further. Our aim is to keep you covered. We can assist you in selecting an Insurance at the lowest market premium covering your Vehicle against any kind of risk suitable. We have partnered with leading Insurance companies to bring you the most competitive quotes and customise your policy to suit your needs.
Types of covers available under Motor Insurance:
1. Loss, Damage and Third Party (Comprehensive).
• Own damage to the vehicle up to the declared value, less deduction in accordance with the terms and conditions of the policy.
• Death and/or Bodily injury to any third party.
• Damage to Third Party Property up to the agreed amount.
2. Third Party Liability (TPL)
• Death and/or Bodily injury to any third party is Limit set by Indian Courts
• Damage to Third Party Property up to the agreed amount.
Life insurance provides a financial safety net for your loved ones in the event of your passing. When the policyholder dies, a death benefit is paid out to beneficiaries, helping cover funeral costs, daily living expenses, or any outstanding debts. Life insurance can be either term (coverage for a specific period) or permanent (coverage that lasts for life, with an investment component).
Homeowners insurance protects your home and personal property from risks like fire, theft, or natural disasters. It typically covers the structure of your home, as well as belongings inside, and may also provide liability coverage if someone is injured on your property. Policies vary in coverage, with additional options for flood or earthquake protection in some areas.
Renters insurance provides coverage for personal belongings in rental properties, protecting against loss or damage caused by fire, theft, or vandalism. It also includes liability coverage in case someone is injured within the rented space. Unlike homeowners insurance, renters insurance does not cover the building itself but focuses on the tenant’s possessions and liability.
Travel insurance offers coverage for unexpected events while traveling, such as trip cancellations, lost baggage, medical emergencies, or flight delays. It can also include coverage for accidents, illness abroad, or lost travel expenses. Travel insurance ensures that you are financially protected in case something goes wrong during your trip.
Disability insurance provides financial assistance if you are unable to work due to illness, injury, or disability. It offers a replacement for part of your income, ensuring that you can still pay for living expenses while you recover or adjust to your condition. There are short-term and long-term disability policies, with varying degrees of coverage based on your income and occupation.
Pet insurance helps cover the cost of veterinary care for your pets. It can include coverage for accidents, illnesses, surgeries, medications, and routine care such as vaccinations. Pet insurance plans vary, with some offering more comprehensive coverage, including alternative treatments and behavioral therapy for pets.
Event insurance provides coverage for events such as weddings, parties, conferences, or festivals. It protects against unforeseen events such as cancellations, property damage, or accidents during the event. Event insurance can also cover the liability for accidents involving guests or attendees.
Cyber insurance provides protection against data breaches, hacking, or cyber-attacks. It can cover financial losses, legal fees, and recovery costs related to a cyber incident. It’s particularly relevant for businesses but is becoming increasingly important for individuals who rely on online activities and personal data storage.
Running any business carries with it a number of risks.
Those that relate directly to business trading are easily recognizable and are the focus of every management team’s efforts, yet financial risks are equally important and can often lead to business failure if they remain unmanaged. Corporate insurance policies ensure that a business is correctly protected to carry out their commercial activities. We offer comprehensive insurance policies with a wide range of cover options.
This Policy provides a company with cover for loss or damage to the property premises caused by fire, Act of god and other 14 perils including Earthquake and terrorism.
This policy provides a company with cover against loss or damage to office equipment, furniture, fixtures and fittings and employee personal belongings within the company property.
We have an experienced & Licensed team of Corporate Insurance experts specializing in designing the policies like Employee Benefits including Group Medical, Group Personal Accident Cover and Group Pensions Schemes through our preferred Insurers. Our team will guide you through the process and ensure that the benefits you chose are tailored to your company’s needs while ensuring you receive the best advice.
Group Medical Insurance is a health insurance scheme designed to cover your employees for medical expenses at Network & Non Network hospitals/clinics across India. This employee benefit can be tailor-made to fit various levels of employees/management. Benefits include Pre-existing diseases, Maternity, dental and Modern treatments.
Group personal accident is an employee benefit which covers a chosen number of employees for death, partial/temporary/permanent disability. Various levels of cover can be used for different tiers of employees.
General Third-Party Liability
A Third Party Liability Insurance policy will cover you for awards or damages made against you in the event of injury or damage to third parties or third party property arising out of your business activities within a specified premises or location.
Public and Product Liability
Public liability insurance covers compensation claims made against your business by a third party for injury or damage. Product liability Insurance – which is often included in a public liability policy – covers compensation claims for injury or property damage that’s been caused by a product you’ve sold. This cover is effective within a pre-determined specified territory during the policy duration.
This policy provides coverage to an employer should any of their employees be deemed unfit to work due to injury or illness caused by doing their job. The cover will pay for medical cost, any loss of salary due to the employees’ illness/injury, death, disability, repatriation and any legal fees incurred.
This policy provides coverage for a company against any legal claims made against the company as a result of beach of professional duty.
Key Person insurance is a protection policy designed for a business or commercial company. The insurance policy is designed to cover the company for any financial loss of income, revenue or wealth generating contracts if any of the companies key people were to die. The insurance can also cover the key person if they were to suffer a critical illness, that is an optional addition. A key person could be the Chief Operating Officer, General Manager, Sales Director or any other employee deemed to be in a key position.
This policy covers a company against any loss or damage to their insured property. This cover includes damage caused by fire, earthquakes, theft and water damage etc.
Our team is highly experienced in preparing specialist corporate cover
This could be an industry specific need to help a business protect them against damage, theft, injury and loss of income stream. A policy can include cover to protect Contracting, Projects, Jewelry, Marine, Aviation or Fleet.
Transit / Cargo Cover
Transit and Cargo policies will cover the risk to merchandise & produce that are in transit. This will be from the original point of dispatch to a specific destination of the items detailed on the inventory. The protection is used to cover the safe transport of goods that could be from one warehouse to another or from a shipping dock to a receiving dock, this can be from Sea, Rail, Air or Road.
Contractors All Risk
Contractors’ all risks (CAR) will protect a contractor against claims. The policy will cover damage related to property, also injury to third parties during work or projects that are carried out in specific and detailed sites or locations.
Aviation Cover
This type of protection is a comprehensive cover that is put in place for Aircraft Hull, Liabilities, Crew accidents & Flight risks. This is generally for pre-determined destinations and locations that are agreed by the aviation authorities. This will be for the location that the aircraft is registered, also for the routes and destinations that the aircraft actively operates.
Motor Fleet
Motor Fleet insurance is based on a business fleet with a minimum of 5 light motor vehicles and/or heavy vehicles. The main reason for using a Motor Fleet insurance is to avail a discounted price for a group of vehicles. Also, the renewal of existing vehicles and new registration is easier. In addition, claim process by the insurance provider is simplified with the fleet policy.
Construction, Plant & Machinery Cover
This type of policy is put in place to protect contractors in the construction industry. The policy is set up on an annual basis and will be used to cover unexpected damage or loss to machinery and plant that is specified in the cover to enable either the replacement or repair of the item. The insurance will normally exclude any internal breakdown which will apply at work, at rest or during set out maintenance work and can be for multiple sites.
Jewelers Block
This is by definition and insurance policy that will offer comprehensive cover to jewelers and jeweler shops. The policy will also cover against damage and/or loss items in the inventory of manufacturers, retailers, brokers and distributors to include precious metals and commodity traders. The protection will cover burglary, theft and risk of fire damage. It is also an option to have the policy cover items that are in transit from the manufacturer or authorized member of staff, also if it is a single piece or a collection.
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